You are really not going to like the solutions available to you. 1. Stop digging. Find a free financial counseling service and go and discuss your situation with them. 2. Look into getting relief from interest. You can't end your debt through bankruptcy, as it is a student loan, but perhaps the lender has an option to pause the interest for compassionate reasons. Look into that. 3. You are going to have to make a brutal budget and stick to it. The only way to get out of this is to actually pay down your loan, and that is going to be rough AF. Every extra dollar you put into payments will shorten the duration of the pain by paying down principle and reducing the total interest you will pay over the life of the loan. Just making minimum payments will see you paying basically forever. 4. There are no good ways to make quick money. The good ways to make money are not quick and they are called "careers". You should have become a plumber instead of studying feminist dance theory or whatever useless thing you got in college. 5. Jobs that are dirty and / or dangerous pay better than jobs in offices. Look into sanitation work (carting trash or shit) or being a prison guard. The first one sucks less. Be prepared to move. 6. Don't do anything illegal. Selling drugs or renting your ass both pay a lot in the short term, but in the long term you will get 22 kinds of fucked up. Stay away from criminals, drinkers and people who have no financial sense. 7. You become the people you spend the most time with. Think about who you want to be and seek out people like that. Drinking too much and not planning for the future are fucking dumb. Get friends smarter than that. This is going to take a while, and you will need support. If all this is too hard, you can always an hero. It seems you like easy solutions, so perhaps this one is for you.