Dear [Policyholder’s Name],
Thank you for submitting your recent claim regarding the damages sustained to your property. We understand that this incident has likely caused considerable stress, and we appreciate the opportunity to review your case in detail.
After careful consideration, we must respectfully deny your claim due to the nature of the damage caused by the recent incident involving the creature commonly known as “Godzilla.” As a reputable homeowner’s insurance provider, [Your Homeowner’s Insurance Company] is committed to offering robust and comprehensive protection to our policyholders. However, our standard homeowner’s insurance policies, including your current policy, specifically exclude coverage for damages resulting from phenomena categorized as “acts of war” or “acts of God,” which include but are not limited to natural disasters, alien invasions, and large-scale monster attacks.
The giant lizard creature identified in your claim falls under the aforementioned category of “monster attack.” While this classification may seem unconventional, our underwriting guidelines explicitly exclude coverage for damage caused by any form of extraordinary creature, colossal entity, or any resulting destruction typically attributed to these events. Unfortunately, this determination applies even in cases where damages were extensive or involved significant property loss.
We understand that this response may be disappointing, and we sincerely empathize with the difficulties you are facing. Although we are unable to assist with direct reimbursement for this specific claim, we encourage you to reach out if you have questions regarding your coverage, or if you would like further clarification of any exclusions noted within your policy.
Please do not hesitate to contact our Claims Department at [Phone Number] or via email at [Email Address] should you have additional questions or wish to discuss alternate forms of coverage for future protection.